Achieving Pension Freedom Through Liability-Driven Investing

The defined benefit pension plan is a popular post-retirement benefit. For the retiree receiving the pension, it’s a valuable perk. If you’re the employer obligated to issue those pension checks, not so much. The nature of a defined benefit pension plan is unpredictable. Unlike most retirement plans that balance risk and return based on market...

Transitioning from a SIMPLE IRA to a Safe Harbor 401(k) Plan

By: Scott M. Cloud, MBA, CPC There are several different types of retirement plans from which business owners can choose to enable themselves and their employees to save for retirement. For a listing of retirement plan options and a description of each, please see our article Which Type of Retirement Plan is the Best Fit for Your Business? Many...

Personalization by Default

By: Todd Levy, AIFA, QKA   Would you feel more comfortable making the decision to retire if you knew your monthly income of $5,000 would be sustained for the rest of your life? Does this sound personal? Do you think employees and employers would feel better about their 401(k) plans if investments and retirement income projections were more...

Winter 2021 – TRPC Newsletter

Winter 2021 TRPC Newsletter brings with it a new edition, filled with important updates and news to keep you informed about your retirement plan. In addition to the latest trends and best practices, this issue will also provide a rundown of upcoming compliance deadlines. With the end of the year fast approaching, it’s more important than...

Fall 2020 – The Retirement Plan Company Newsletter

Cost of Living Adjustments for 2021 | Cycle 3 Plan Document Restatements | Required Year-End Participant Notices | The CARES ACT Update | Upcoming Compliance Deadlines for Calendar-Year Plans |The SECURE Act Reminders COST OF LIVING ADJUSTMENTS FOR 2021 On October 26, 2020, the IRS announced the Cost of Living Adjustments affecting the dollar...

2021 Annual Limit Changes

Annual Contribution Limits for Qualified Retirement Plans: Learn about the annual limits for contributions to your qualified retirement plans, including 401(k), IRA, and other types of accounts, and how to make the most of your savings’ potential. The IRS has announced changes to retirement plan limits for 2021 Each year the Internal...