Under the New Tax Law

After many rounds of negotiations, Congress passed the Tax Cuts and Jobs Act on December 20th, 2017.  Though retirement plan limit reductions were included in many iterations of the bill, the ultimate effect on qualified plans was relatively minimal.  There are two items of note that were included in the new law affecting loan repayments and IRA...

Navigating Distributions

The first quarter of the calendar year typically sees an uptick in the number of retirement plan distributions and participant loans. This year may be even busier than most, given the relief announced by the IRS for victims of the recent hurricanes and wildfires. Whatever the reason, participant distributions present a complex set of rules for...

Fiduciary Rule Round Up

There has been much upheaval in the retirement world as of late and it centers around the new fiduciary rule. The New Fiduciary Rule means that many investment professionals that weren’t previously considered fiduciaries will now have to take on that role. So, why is that such a bad thing? Well, it’s not per se, but the implications...

DB Plans Can Be a Profitable Addition to Your Advisory Business

If you provide investment advisory services to 401(k) plans but not to Defined Benefit (DB) or Cash Balance plans, you are certainly not alone. Many investment advisors avoid the DB plan market because the pool of prospects/candidates is much smaller than that of 401(k) plans, and the benefits of a DB plan can be difficult to articulate to...

Houston, We Have a Problem…

Times can get tough for people. With the onset of Hurricane Harvey having decimated parts of the Gulf Coast and Hurricane Irma following its destructive lead, we are reminded that at any point we may find ourselves in hardship. Companies make layoffs, natural disasters occur, emergencies… well, emerge. With nowhere else to turn, some will look to...

Let’s put our financial wellness resources to work for your employees

TRPC has always been committed to helping you and your employees save for the future through an employer-sponsored retirement plan. For many retirement plan participants, the employer’s retirement savings plan is their only wealth accumulation vehicle, and many employees lack the educational resources to make decisions that promote overall...