Annual Retirement Plan Limits

U.S. tax laws place limits on the dollar amount of contributions to retirement plans and IRAs and the amount of benefits under a pension plan. The Internal Revenue Code (IRC) requires the limits to be adjusted annually for cost-of-living increases. IRS Announces 2018 new Retirement plan contribution limits for 401(K) and more. The Retirement Plan Company is pleased to present this table for your convenience. Contact Us for more assistance..


Annual Compensation and Contribution Limits for Qualified Retirement Plans
401(k) and 403(b) Deferral Limit18,50018,00018,00018,000
457 Deferral Limit18,50018,00018,00018,000
401(k), 403(b), 457 Catch-up Contribution Limit6,0006,0006,0006,000
SIMPLE Deferral Limit12,50012,50012,50012,500
SIMPLE Catch-up Contribution Limit3,0003,0003,0003,000
Annual Compensation Limit275,000270,000265,000265,000
Defined Benefit 415 Limit220,000215,000210,000210,000
Defined Contribution 415 Limit55,00054,00053,00053,000
Dollar Limit for HCEs120,000120,000120,000120,000
Dollar Limit for Key Employee175,000175,000170,000170,000
Social Security Taxable Wage Base128,400127,200118,500118,500