Annual Retirement Plan Limits

U.S. tax laws place limits on the dollar amount of contributions to retirement plans and IRAs and the amount of benefits under a pension plan. The Internal Revenue Code (IRC) requires the limits to be adjusted annually for cost-of-living increases. IRS Announces 2018 new Retirement plan contribution limits for 401(K) and more. The Retirement Plan Company is pleased to present this table for your convenience. Contact Us for more assistance..

 

Annual Compensation and Contribution Limits for Qualified Retirement Plans
2019201820172016
401(k) and 403(b) Deferral Limit19,00018,50018,00018,000
457 Deferral Limit19,00018,50018,00018,000
401(k), 403(b), 457 Catch-up Contribution Limit6,0006,0006,0006,000
SIMPLE Deferral Limit13,00012,50012,50012,500
SIMPLE Catch-up Contribution Limit3,0003,0003,0003,000
Annual Compensation Limit280,000275,000270,000265,000
Defined Benefit 415 Limit225,000220,000215,000210,000
Defined Contribution 415 Limit56,00055,00054,00053,000
Dollar Limit for HCEs125,000120,000120,000120,000
Dollar Limit for Key Employee180,000175,000175,000170,000
Social Security Taxable Wage Base132,900128,400127,200118,500