TRPC offers two different IRA products that are intended to encourage tax-deferred retirement savings after a former employee leaves the employer’s plan. Effortless IRA™ is a TRPC IRA product offering investment options that are professionally-managed by an independent Registered Investment Advisor. Effortless IRA™ simplifies the IRA rollover process by allowing the former employee to complete the rollover request on TRPC’s website, rather than needing to complete paperwork with another IRA provider. By rolling their plan account into an Effortless IRA, a former employee is able to manage their Individual Retirement Account using the same user credentials and the same, familiar web interface that they used when managing their account in the employer’s plan. TRPC Automatic Rollover IRA is an IRA product that allows employers to move former employee balances of under $5,000 to an IRA in the employee’s name. Selecting a TRPC Automatic Rollover IRA allows the employer to keep small balances of former employees out of the plan, while preserving the favorable tax treatment on the account by creating an IRA for the former employee.