Retirement Plan Maintenance

Whether it’s your car, your air conditioning or your own health, virtually everything you depend on in life needs a periodic assessment. What’s working, what needs repair? A company’s retirement plan is no different. And the evaluation is no less complex than the one your primary care physician might use. This month’s newsletter is designed to...

Participant Loans: Benefit or Detriment?

For many years, plan sponsors have wrestled with the decision to offer loans to their plan participants. Some consider them to be a benefit and even promote them as a legal way to use tax free money while participating in the plan. According to the Employee Benefit Research Institute, 87% of plan participants can take a loan against their...

Rise of the Machines

Over the last 30 years, there’s been an incredible array of advancements in technology that have impacted various parts of our lives. While not all of them were amazing, many of them inherently improved our quality of life and some allowed us to catapult forward into a world of instantly accessible information on a scale never witnessed. As...

Reminder: the 2017 deadline to set up a new safe harbor 401(k) plan is October 1st

It’s no secret that including a safe harbor contribution provision in a 401(k) plan enables the employer’s owners and highly-compensated employees (HCEs) to maximize their annual salary deferral contributions. Equally important, by include a safe harbor provision, the plan avoids the possibility of corrective taxable refunds that might otherwise...

A Better Way For Employees To Participate In Your Retirement Plan

Our mission is to provide your employees with the education, tools, and inspiration to achieve a financially-secure retirement. To achieve this, we provide them with comprehensive printed enrollment  materials, investment research tools, retirement income calculators, and planning software. And we’re pleased to announce that this coming September...

An Update On How Our New Ownership Helps Us Work For You

TRPC is pleased to announce that our website and communications have been updated to reflect our new branding as a member of the USRP group of companies. The rebranding follows last April’s announced merger of TRPC with U.S. Retirement Partners (USRP). Another important announcement is that in the coming weeks and months, TRPC will introduce two...