Welcome to My Blog
Here is a basic blog layout with a right sidebarBucket List: Retirement
The economy continues at its strong pace, keeping unemployment at its lowest rate in nearly 50 years. While this is usually good news, employee financial vulnerability is clouding this sunny forecast. The repercussions are impacting their ability to save for...
Why Permitted Disparity Matters
Download The Companion Document When it comes to retirement plans, there are many ways to distribute a company’s profit sharing contribution. It may be as straightforward as a proportional, or “pro rata,” share to each eligible participant or it can be based on a...
The Safe Harbor “Wait and See” Approach: an Excellent Option for Employers who need Contribution Flexibility
Scott has over 15 years of experience in the retirement plan industry, with expertise in plan design, documents, administration/consulting, and employee education/enrollment. Employers that are establishing a new 401(k) plan are often unaware of an IRS-required...
Reminder: The Deadline to Establish a New Safe Harbor 401(k) Plan for 2019 is October 1st
Scott has over 15 years of experience in the retirement plan industry, with expertise in plan design, documents, administration/consulting, and employee education/enrollment. Including a safe harbor contribution provision in a 401(k) plan enables the employer’s...
Protect Your 401(k)
Though some employers may not think so, the truth is that in today's world 401(k) plans are subject to fraudulent activity and that the often-overlooked retirement plan can be the perfect place for it to occur. For example, in late 2017, several news outlets reported...
Automatic Enrollment is on the Rise
With the future of Social Security in question, it is becoming ever increasingly important for workers to self- prepare for post-retirement living. Studies show that approximately one out of every three eligible workers choose NOT to participate in their...